SEM's INVESTMENT MODELS
SEM has 3 investment management styles with multiple models to choose from.
Each model is a "building block" inside a customized portfolio.
(click on the box for more details on each model)
(based on stock & bond market direction)
Multi-sector fixed income rotation
High yield bond trend following
Multi-sector municipal bond rotation
Multi-model stock rotation
(based on SEM's Economic Models)
Rotation around core fixed income benchmark
Combination of DIA and DAG
Rotation around core stock benchmark
Long-short "hedge-fund" type rotation
(based on strongest asset classes)
SCIENTIFICALLY ENGINEERED "Strategic" Portfolios
SEM's AmeriGuard (TM) and Cornerstone Portfolios are a blend of strategic & dynamic models utilizing some of the top fund companies in the country. AmeriGuard focuses on American Funds and Vanguard, while Cornerstone focuses on Biblically Responsible Investments. Each portfolio is designed to create a more risk-efficient exposure to the specific return & risk objectives relative to a passively managed index or fund available individually at each fund company. For more details, go to our AmeriGuard or Cornerstone pages.
The Art behind the Science
Investing is far too often more art than science. Over the last 28 years, SEM has applied our Scientifically Engineered Models to everything possible, including the most important question in the entire investing process –how should the assets be allocated. There are thousands of questionnaires out there, but SEM has found our simple 10 question survey steers investors towards the portfolio that best suits their financial personality. We discussed this process in our webinar, “Converting Biases to Profits”.
To take SEM's Risk Tolerance & Objective Questionnaire, click here or click on the image below.
SEM also has an Excel Toolkit that allows you to choose your investment models. Click the toolkit screenshot below to download a copy to use on your computer. Make sure you check back each quarter to download the latest version. Please note, depending on your browser and security settings, you may need to check your downloads folder. Also, when you open the Excel file, you may have to click <Enable Content> for the spreadsheet to be fully functional.