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SEM has 3 investment management styles with multiple models to choose from. Each model is a "building block" inside a customized portfolio.
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Information about our Cornerstone models are included on this page, but if you want to see all of the Cornerstone models together in one place, you can do that here.
Tactical models
Monitored DAILY (based on stock & bond market direction)
Income Allocator (INA)
Tactical Bond (TB)
Tax Advantage Bond (TAB)
Cornerstone Bond (CS-BND)
Mastermind Portfolio (MMP)
Enhanced Growth Allocator (EGA)
Momentum Stock Model (MSM)
Dynamic models
Monitored MONTHLY (based on SEM's Economic Models)
Dynamic Income Allocation (DIA)
Dynamic Aggressive Growth (DAG)
Dynamic Balanced Allocation (DBA)
Dynamic Asset Allocator (DAA)
Cornerstone-Income (CS-INC)
Strategic models
Monitored QUARTERLY (based on strongest asset classes)
AmeriGuard-Balanced (AG-BAL)
AmeriGuard-Moderate (AG-MOD)
AmeriGuard-Growth (AG-GRW)
AmeriGuard-Max (AG-MAX)
Cornerstone-Balanced (CS-BAL)
Cornerstone-Growth (CS-GRW)
Cornerstone-Max (CS-MAX)
Other Strategic Models
Models designed to be more tax efficient
VA-BND
CORE-BND
CORE-STK (Holding Model)
Strategic allocation to Total Stock Market Index; only rebalanced upon advisor request
CORE-STK2 (Managed Model)
Strategic allocation to Total Stock Market Index; rebalanced quarterly
Platinum Models
Only available to SEM's Platinum advisors and their clients.
SEM's Platinum Portfolios are a customized blend of different managers' strategies in a single portfolio. The portfolios include some of the leading asset managers available on the Axos platform. Each portfolio is designed to provide an optimized portfolio based on the underlying risk objective of the client.
Resources and literature
Platinum Preservation Portfolio - PPP
Platinum Conservative Portfolio - PCP
Platinum Moderate Portfolio - PMP
Mastermind Portfolio - MMP
Small Account Models
Low cost, strategic models designed to handle smaller accounts
Format for model percentages = stock/bond
Click the model name for the Portfolio X-Ray/Performance Report
Moderate Conservative (MF-MCSV) - 40/60